Further I agree that such fee would be added to the first EMI of my Loan Transaction.Īny delay in payment of Monthly Installment/EMI shall attract penal interest at the rate of 4% per month on the Monthly Installment/EMI outstanding, from the date of default until the receipt of Monthly Installment/EMI. I understand that payment of such fee would not enhance my overall EMI card limit. I hereby expressly consent for paying a Loan Enhancement Fee, as specifically mentioned in the Charge Slip above, in case where BFL allows to approve the Loan Transaction amount over and above my EMI Card limit, as per its internal risk/credit policies and at its sole and absolute discretion.

I hereby expressly consent for taking my photo/video evidencing the conduct of loan transaction by me and that such photo/video is unconditionally agreed to be stored and preserved for a period of atleast five (5) years or otherwise from the date of closure of the loan and/or as the law/regulations may so mandate, whichever is higher. I hereby express consent for deducting applicable transaction convenience fee mentioned above in form to the first EMI of my Loan Transaction. I request BFL to procure my CIBIL report, share it with me and recover from me Rs. I have understood the EMI Scheme and agree to pay the Loan Amount as per the Master Terms and Conditions for Loans and EMI Card.

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